GROUP PROGRAM: CLIENT COACHING AGREEMENT

AGREEMENT TERMS

This Coaching Agreement (“Agreement”) is entered into between All The Plans, LLC (“Company”) and the individual (“Client”) who accepts these terms by checking the box during the checkout process. By completing the checkout, the Client agrees to the terms outlined in this Agreement.

Program Name: Self Made Millionaire (“Services” or “Program”).
Program Duration: 3 Months
Program Start Date: September 8, 2025

By checking the box at checkout, submitting payment, or accessing the Program materials, submitting payment, or accessing the Program materials, Client agrees to the following terms:

1. Scope of Services

(a) Program Membership includes the following services:
• Access to the learning/course materials created by the Company
• Weekly group coaching calls
• Access to and support of the Company with fellow Program members via a private Slack Channel
• Communication with the Company and its representatives via email and the private Slack Channel
• Feedback on your work provided by the Company, when delivered in accordance with the feedback system created and communicated by the Company

The Program membership services outlined above are referred to as the “Services” or “Program.”

(b) Program Duration:
The Services must be utilized during the three (3)-month duration of your Program term.

(c) Recordings of Group Sessions:
All group coaching sessions and office hours are recorded by the Company. If you are unable to attend a scheduled session, you will have access to the recording within 72 hours of the session. These recordings are for your personal use only and may not be shared or distributed without the Company’s written consent.

(d) Additional Services:
Any additional services provided by the Company to the Client may require additional fees to be discussed and agreed upon by the Parties.




2. Payment Terms

(a) Program Fee:
• Lump Sum Payment: $1,000
• Payment Plan: $350 per month for 3 months (total: $1,050)
• Additional financing options may be available through third-party providers. Availability and terms are subject to change and are not guaranteed by the Company.

Payment plans will be automatically processed on the agreed schedule through the payment method selected at checkout, which may include credit card, ACH transfer, PayPal, or an approved third-party financing provider.

(b) Failed or Late Payments:
If a scheduled payment fails and is not resolved within seven (7) days, the Company reserves the right to suspend the Client’s access to the Program. If payment is not made or alternative arrangements are not agreed upon within that time, the Client may be permanently removed from the Program without refund.

(c) Payment Security and Chargebacks:
Client agrees not to dispute charges improperly. Chargebacks may result in additional fees, including legal costs, and termination of access to the Program.


3. Client Responsibilities

- Actively participate in the Program
- Implement strategies and tools provided by the Company
- Notify Company promptly of conflicts
- Refrain from sharing Program materials or group content published by other program members outside the Program

Client understands that success depends on their effort, participation, and application of Program resources.


4. Communication

All communication will be acknowledged/responded to within 24-48 hours during regular business hours, excluding weekends and holidays.

Contact Information:
Email: info@aquranicholson.com


5. Cancellations and Refunds

(a) Termination by Company:
The Company reserves the right to terminate this Agreement immediately if the Client engages in behavior deemed unprofessional, abusive, or disruptive to the Program or its participants. In such cases, the Client forfeits access to all Services and Program materials, and no refunds will be provided. The Client remains responsible for any outstanding Program fees as outlined in this Agreement.

The Program and Term cannot be paused or placed on hold for any reason without the written authorization of Company.

(e) Voluntary Withdrawal by Client:
The Client may voluntarily withdraw from the Program at any time by providing written notice to the Company. However, such withdrawal does not relieve the Client of their obligation to pay all remaining Program fees as agreed upon at checkout. No refunds will be issued for payments already made, and the Client remains responsible for completing all outstanding payments per their selected payment plan.

(b) Refund Policy:
Due to the nature of the Services, all sales are final. No refunds will be issued for lack of participation, failure to achieve desired results, or changes in personal circumstances. Client’s failure to effectively participate in the Program is not grounds for a refund.

(c) Exceptions to Refund Policy:
If the Company is unable to deliver the agreed-upon services due to issues under its control (e.g., technical failures, unavailability of staff, or other preventable circumstances), the Client may be entitled to a partial or full refund, at the Company’s discretion, for services not rendered. Any refund will be calculated based on the portion of the Program that was undelivered. Refunds are not guaranteed and are issued solely at the Company’s discretion.

(d) Rescheduling of Sessions:
Group sessions/calls will be scheduled by the Company. If the Client cannot attend a scheduled call, the Client may inform the Company; however, the call will take place at the scheduled time. The Client will receive access to a recording of the call within 72 hours of the call taking place. The Client is not entitled to a partial or full refund in the event that the Client misses a live call.

6. No Guarantees

Company does not guarantee specific results, as success depends on Client’s efforts and participation. We cannot guarantee the outcome of the Services and/or participation in the Program. We make no guarantees other than that the Services described in the Scope of Services section of this Agreement shall be provided to you in accordance with this Agreement. Client acknowledges that Company cannot guarantee any results of the Services/Program as such outcomes are based on subjective factors (including, but not limited to, Client’s participation) that cannot be controlled by Company. Any testimonials or reviews shared by Company in marketing materials are not a representation of guaranteed results, only possible results. Client not achieving his or her desired results is not grounds for a refund.

From time to time, and upon Client’s request, Company and/or its representatives may provide Client with recommendations or referrals for third-party service providers. Company in no way guarantees the quality of service provided by any third party and bears no liability with respect to such service or experience.

Affiliate links. Company may provide Client with affiliate links under which Company may benefit monetarily. Company in no way guarantees the quality of service provided by any third party and bears no liability with respect to such service or experience.

7. Confidentiality and Non-Disparagement

(a) Confidentiality:
Both parties agree to maintain the confidentiality of all non-public information shared during the Program. This includes, but is not limited to, personal information, business strategies, and proprietary materials. Client agrees not to disclose or share Program materials with third parties without the Company’s written consent.

(b) Non-Disparagement:
Client agrees to refrain from making defamatory, false, or disparaging statements about the Company, its employees, representatives, or services, as well as other participants, during and after participation in the Program. This does not restrict the Client from sharing honest reviews or assessments in a lawful and professional manner.

(c) Violations of Confidentiality:
Client acknowledges that any breach or threatened breach of confidentiality under this Agreement may cause irreparable harm to the Company, for which monetary damages may be inadequate. In such cases, the Company shall be entitled to seek injunctive relief or other equitable remedies to prevent further violations, in addition to any other remedies available under law.

(d) Client Features:
Notwithstanding the confidentiality obligations in this Agreement, the Company may choose to feature the Client’s likeness, achievements, or success stories on its website, social media channels, or marketing materials. The Client grants the Company permission to share such information, provided that any sensitive or confidential details are excluded unless explicitly approved by the Client in writing.

The Company agrees to provide the Client with a preview of any feature that directly identifies them prior to publication. Features that do not name or specifically identify the Client will not require prior approval.

Opt-Out: If the Client wishes to opt out of being featured after granting permission, the Client must provide written notice to the Company. The Company will make reasonable efforts to remove or cease using the Client’s information in materials published after this opt-out notice is received.


8. Intellectual Property

Program materials are Company property and may not be reproduced, distributed, or shared without permission.

(a) Ownership of Materials:
The Program and all materials provided by the Company, including but not limited to course content, worksheets, frameworks, methodologies, audio/video recordings, templates, and proprietary tools (“Program Materials”), are the sole and exclusive property of the Company. All rights, title, and interest in the Program Materials remain with the Company and/or its licensors.

(b) Limited License:
The Company grants the Client a limited, non-exclusive, non-transferable, revocable license to access and use the Program Materials solely for the Client’s personal, non-commercial purposes. This license does not grant the Client any rights to modify, reproduce, distribute, or create derivative works from the Program Materials without the Company’s prior written consent.

(c) Restrictions on Use:
The Client agrees not to:
1. Share, sell, resell, or distribute the Program Materials to any third party.
2. Reproduce, modify, or create derivative works based on the Program Materials.
3. Use the Program Materials for commercial purposes, such as delivering similar programs or training.
4. Grant unauthorized access to the Program Materials to others, including sharing login credentials.

(d) Trademark Usage:
The Client acknowledges that any trademarks, service marks, logos, or taglines used in conjunction with the Program are owned exclusively by the Company. The Client agrees not to use these trademarks without the Company’s prior written authorization.

(e) Recordings and Digital Content:
All recordings of Program sessions, including but not limited to live calls, webinars, and other content, are owned by the Company. The Client may access these recordings for personal use during the term of the Program, as provided by the Company. Recordings may not be downloaded, reproduced, or distributed without the Company’s express permission.

(f) Breach of IP Rights:
The Client acknowledges that any unauthorized use or distribution of the Program Materials constitutes a breach of this Agreement and may result in immediate termination of access to the Program, legal action, and/or financial liability for damages.

Client agrees to not share access to the Program materials with others. This includes parties that have not purchased access to the Program, or any other third party that Company has not authorized access to.

9. Liability Limitations

Company’s liability is limited to the fees paid under this Agreement.

(a) Exclusion of Damages:
To the fullest extent permitted by law, the Company shall not be liable to the Client for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to this Agreement, even if advised of the possibility of such damages.

(b) Cap on Liability:
The Company’s total liability to the Client for any claim arising out of or related to this Agreement, whether in contract, tort, or otherwise, shall not exceed the total fees paid by the Client to the Company under this Agreement.

(c) No Guarantees or Warranties:
The Client acknowledges and agrees that the Company makes no guarantees regarding specific outcomes or results from participation in the Program. All Services and Program materials are provided “as is” and without any warranty of any kind, express or implied, including but not limited to fitness for a particular purpose or non-infringement.

(d) Client Responsibility:
The Client accepts full responsibility for their use of the Program materials and Services. The Company shall not be held liable for any decisions or actions taken by the Client based on information provided through the Program.

(e) Exceptions:
The limitations of liability set forth in this section shall not apply to claims resulting from gross negligence, willful misconduct, or breaches of confidentiality by either party.

(f) Force Majeure
Neither party shall be liable for delays or failure to perform any obligation under this Agreement due to events beyond their reasonable control, including but not limited to acts of God, natural disasters, pandemics, government actions, war, labor strikes, or interruptions in utilities or internet services. Affected obligations will be suspended for the duration of the event, and both parties will make reasonable efforts to resume performance as soon as possible.

If the Force Majeure event prevents performance for more than 30 consecutive days, either party may terminate this Agreement with written notice, and the Client may be eligible for a prorated refund for services not rendered. Prorated refunds will be based on the unused portion of the program at the time of termination.

10. Disclaimers

(a) No Professional Advice:
The Client acknowledges that the information presented in the Program is not legal, financial, therapeutic, mental health, or medical advice. The Company is not a law firm, healthcare provider, or financial advisor. All information provided through the Program and Services, including resources delivered via phone/video conference, email, online forums, live events, webinars, and video/audio recordings, is for educational and informational purposes only. Such information should not be used as a substitute for hiring licensed professionals in legal, medical, mental health, or financial fields.

(b) Licensed Professionals Within the Program:
If a coach or individual associated with the Program holds a professional license (e.g., JD, MD, RN, PA, LMFT, therapist, or mental health professional), the Client understands that such individuals are not acting in their licensed professional capacity. Any advice provided is intended solely for educational purposes and does not constitute professional consultation, diagnosis, or treatment.


11. Independent Contractor Relationship

(a) Nature of the Relationship:
This Agreement establishes an independent contractor relationship between the Company and the Client. Nothing in this Agreement shall be construed to create a partnership, joint venture, agency, or employment relationship between the parties. The Company provides services as an independent contractor and retains the right to determine the manner and means by which the Services are delivered, subject to the terms of this Agreement.

(b) Control and Autonomy:
The Company shall have full control over the methods, tools, and procedures used to deliver the Services and is not subject to the Client’s supervision or control. The Company is responsible for furnishing any necessary materials or equipment for performing the Services.

(c) Taxes and Benefits:
The Company is solely responsible for filing its own tax returns and paying applicable taxes under federal, state, and local laws. The Client will not withhold any taxes or other amounts on behalf of the Company. The Company is not entitled to, nor shall it claim, any employee benefits, including but not limited to health insurance, retirement benefits, paid leave, or unemployment insurance.

(d) Legal Compliance:
The Company agrees to comply with all applicable laws and regulations related to the provision of Services. Similarly, the Client agrees to ensure compliance with any legal obligations that may apply in the context of this Agreement.

12. Entire Agreement and Modifications

This Agreement represents the entire understanding between the parties. Changes must be made in writing and acknowledged formally by both parties.

This Agreement was prepared by Company. It is expressly understood and agreed that this Agreement shall not be construed against Company merely because they were prepared by Company or its counsel; rather, each provision of this Agreement shall be construed in a manner which is fair to both parties.

13. Governing Law

This Agreement shall be governed by the laws of the State of Virginia as applied to contracts that are executed and performed entirely in Virginia. The Parties agree that the exclusive venue for any proceeding based on or arising out of this Agreement shall be Albemarle County, Virginia. The Parties agree to attempt to resolve any dispute, claim, or controversy arising out of or relating to this Agreement by mediation, after a good faith effort to resolve such dispute amicably. Parties shall share in the costs. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration, or other dispute resolution procedures.

14. Assignment
This Agreement shall be binding on the Parties to it and their respective heirs, legal representatives, successors, and assigns; provided, however, that Client may not assign any of its rights under this Agreement.

15. Notices
All notices, requests, demands, and other communications under this Agreement shall be in writing and properly addressed as follows:
All The Plans, LLC
Charlotteville, Va 22902
E-mail: aqura@aquranicholson.com

To Client at Client’s mailing and/or e-mail address provided at the time of purchase.

Any party may change its address for purposes of this section by giving the other parties written notice of the new address.

16. Recovery of Litigation Expenses
If any legal action or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or Parties shall be entitled to recover reasonable attorneys' fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.

17. Severability
Wherever possible, each provision of this contract will be interpreted so that it is valid under applicable law. If any provision is held illegal or unenforceable, that provision will be reformed to the extent necessary to make the provision legal and enforceable. All remaining provisions will remain unaffected & will continue in full force and effect.

By checking the box at checkout, the participant acknowledges and agrees to the terms and conditions outlined in this agreement. This action constitutes a legally binding acceptance of the contract, equivalent to a handwritten signature.